Skip to main content
☰
back
home
search
Banking and budgeting
Banking
Savings accounts
Transaction accounts and debit cards
Joint accounts
Direct debits
Unauthorised and mistaken transactions
Sending money overseas
Budgeting
How to do a budget
Track your spending
Manage the cost of living
Managing on a low income
Managing on a casual income
Budget planner
Compound interest calculator
Simple money manager
Avoiding sales pressure
Saving
Savings goals calculator
Compound interest
Save for an emergency fund
Simple ways to save money
Term deposits
Save for a house deposit
Work and tax
GST calculator
Income tax calculator
Income tax
Lodging a tax return
Salary packaging
Returning to work after having a baby
Losing your job
Self-employment
Choosing an accountant
Family and relationships
Relationships and money
Getting married
Having a baby
Teaching kids about money
Reducing back-to-school costs
Cheap school holidays
Getting divorced or separating
Divorce and separation financial checklist
Dealing with illness
Losing your partner
Getting a pet
Loans, credit and debt
Loans
Going guarantor on a loan
Car loans
Loan rejection
Payday loans
No interest loans
Personal loans
Personal loan calculator
Payday loan calculator
Moneysmart cars app
Other ways to borrow
Buy now pay later services
Pay advance services
Interest-free deals
Interest-free deal calculator
Consumer leases
Rent vs buy calculator
Credit cards
Choosing a credit card
Pay off your credit card
Credit card calculator
Credit card balance transfers
Cancel a credit card
Home loans
Buying a house
Choosing a home loan
Mortgage calculator
Switching home loans
Mortgage switching calculator
Using a mortgage broker
Pay off your mortgage faster
Problems paying your mortgage
Interest-only home loans
Interest-only mortgage calculator
Managing debt
Get debt under control
Urgent help with money
Financial counselling
Financial hardship
Problems paying your bills and fines
Credit scores and credit reports
Credit repair
Debt consolidation and refinancing
Dealing with debt collectors
Repossessed car or goods
Bankruptcy and debt agreements
Free legal advice
Net worth calculator
Investing and planning
How to invest
Investor toolkit
Develop an investing plan
Choose your investments
Diversification
Investing and tax
Borrowing to invest
Keep track of your investments
Environmental Social Governance (ESG) investing
Financial advice
Financial advisers register
Choosing a financial adviser
Working with a financial adviser
Financial advice costs
Problems with a financial adviser
Shares
Choosing shares to buy
How to buy and sell shares
Keeping track of your shares
Employee share schemes
Managed funds and ETFs
Managed funds fee calculator
Choosing a managed fund
Exchange traded funds (ETFs)
Hedge funds
Listed investment companies (LICs)
Peer to peer lending
Property investment
Property schemes
Timeshares
SMSFs and property
Investments paying interest
Bonds
Debentures, secured and unsecured notes
Hybrid securities and notes
Investment warnings
Cryptocurrencies
Contracts for difference (CFDs)
Investment seminars
Binary options
Land banking
Company director fraud
Forex trading
Super and retirement
How super works
Choosing a super fund
Types of super funds
Self-managed super fund (SMSF)
Getting your super
Find lost super
Consolidating super funds
Tax and super
Superannuation calculator
Grow your super
Employer contributions calculator
How much super you need
Super contributions
Super for self-employed people
Super investment options
Super contributions optimiser
How to check your super
Retirement income
Prepare to retire
Age Pension and government benefits
Super and pension age calculator
Transition to retirement
Retirement planner
Account-based pensions
Account-based pension calculator
Annuities
Super lump sum
Retirement income and tax
Downsizing in retirement
Reverse mortgage and home equity release
Reverse mortgage calculator
Living in retirement
Your money in retirement
Aged care
Your home in retirement
Wills and powers of attorney
Paying for your funeral
Supporting older Australians
Financial abuse
Memory loss, dementia and your money
Elder care and seniors support
Insurance
How life insurance works
Life insurance calculator
Income protection insurance
Life cover
Total and permanent disability (TPD) insurance
Insurance through super
Life insurance claims comparison tool
Trauma insurance
Making a life insurance claim
Car insurance
Choosing car insurance
Claiming on your car insurance
No claim bonus on car insurance
Add-on car insurance
Home insurance
Choosing home insurance
Contents insurance
Storm, flood and fire insurance
How to make a home insurance claim
Add-on insurance
Mobile phone, tablet and laptop insurance
Consumer credit insurance
Pet insurance
Other types of insurance
Health insurance
Funeral insurance
Travel insurance
Dealing with natural disasters
Preparing for a natural disaster
What to do after a natural disaster
Recovering from a natural disaster
Scams and online safety
Online safety
Protect yourself from scams
Online shopping
Identity theft
Using comparison websites
Financial scams
Banking and credit scams
Crypto scams
Imposter bond investment scams
Investment scams
Ponzi schemes
Superannuation scams
Check and report scams
Report an investment scam
Check before you invest
Investor alert list
What to do if you've been scammed
Community resources
Find unclaimed money
Claim money from bank accounts and bank dividends
Money held by state governments
Interest paid on unclaimed money
ASIC gazette
Claim money from life insurance policies
Claim money from shares and investments
Moneysmart for teachers
Lesson plans
Teaching consumer and financial literacy
Student life and money
Studying
Moving out of home
Rental bonds and leases
Getting a job
Credit and debt
Choosing a mobile phone plan
Buying and running a car
Publications and resources
Publications
Money tips in other languages
Indigenous
Book up
Dealing with family pressure about money
Door-to-door sales
Managing large sums of money
Paying for funerals
Buying a hamper
Superannuation
Bank accounts
Cash loans
About us
Contact us
Glossary
Media centre
Like MoneySmart on Facebook
Follow MoneySmart on X (formerly Twitter)
Subscribe to MoneySmart on Youtube
Follow MoneySmart on Instagram
Money tips in other languages
نکاتی در مورد پول (Persian)
Page reading time:
7 minutes
On this page
English
Arabic
العربية
Burmese
မြန်မာ
Simplified Chinese
简体中文
Traditional Chinese
繁體中文
Dari
دری
Farsi (Persian)
فارسی
Hazaragi
هزارگی
Swahili
Kiswahili
Thai
ภาษาไทย
Vietnamese
Tiếng Việt